CITROËN GUARANTEED FUTURE VALUE
THE EASY WAY TO MOVE UP TO A NEW CITROËN
WHAT IS A CITROËN GUARANTEED FUTURE VALUE (GFV)1?
The Guaranteed Future Value (GFV)1 is a car’s guaranteed future buy-back amount, as determined by Citroën Financial Services2.
Under a GFV loan, on expiration of your loan term, depending on your personal circumstances, you will have up to three options; upgrade to a new model, retain the vehicle by paying us the GFV amount (which you may be eligible to refinance), or return the car. This arrangement is great for managing your cash flow, because with a GFV loan you will know exactly what your monthly payments will be. It also helps minimise the risks associated with fluctuating used car market conditions, so that if at the end of the loan term, the actual market value of the car has dropped below the guaranteed future value amount, Citroën Financial Services will absorb the difference – because the value has been guaranteed.
You could hand it back with nothing more to pay – even if the car’s market value happens to be much less than the GFV amount (subject to meeting Fair Wear & Tear conditions and kilometre allowance). Plus, the good news is that if the market trade-in valuation for your vehicle is worth more than the GFV, you may be able to upgrade your Citroën, trade in the vehicle and pocket the difference.So, enjoy peace of mind and protection from fluctuating used car prices and let Citroën Financial Services take the risk, not you.
THE BENEFITS OF GFV
A loan with a GFV agreement has several key benefits:
- Provides peace of mind on the payout of your loan
- Flexibility for those who prefer a new vehicle more often
- Your agreement can be tailored over 36, 48 or 60 months and include 15,000km, 20,000km, 25,000km or 30,000km travelling distance annually
- It can lower your monthly payments*
- Multiple options at the end of the loan to suit your needs
*Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.
START YOUR NEW CAR BUYING JOURNEY
Life’s waiting and we get that patience is not your thing, so start designing your new Citroën now. With our online Build and Price tool you can choose the colour, specification and transmission for your new Citroën. Then once your dream Citroën is built, book a test drive or send it to your preferred Citroen retailer to start a discussion. And of course, Citroën Financial Services is here to support you with your financing needs.
CALCULATE A FINANCE ESTIMATE
Use our Finance Repayment Calculator to estimate the repayments on your brand new Citroën. Then save your estimate for later or request a consultation with your local Citroën retailer or Citroën Financial Services expert.
1. The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Citroën Financial Services (CFS) and set out in your contract. At the end of your term, you can select from the three options: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed at the end of the loan term after all monthly repayments have been made. If you decide to return your car at the end of your term, CFS, or another entity appointed by CFS, will purchase the vehicle from you for the GFV, subject to agreed kilometres and fair wear and tear conditions being met, which will be put against amounts outstanding under your Loan. Approved applicants only. Terms, conditions, fees and charges apply. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Citroën Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211.
2. Approved applicants only. Terms, conditions, fees and charges apply. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Citroën Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211. Available at participating Citroën Financial Services Retailers only. The information provided in this website is general in nature and for information only. Nothing in this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured in this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.